Retail Financing

Fixed & Variable Rate loans

  • 25 & 30 year amortizations
  • Term consistent with borrowers objective & loan type
  • Both Recourse & Non-recourse
  • Usually assumable
  • Up to 80% Loan to Value 

Details
Borrowers can chose from several Fixed Rate products for terms ranging from 2 to 10 years, & LTV of up to 80% of the project value. Each loan is deal specific and is set at spreads that correspond to the quality, quantity and durability of the income stream, as determined during the underwriting process. 

For non-fixed-rate, we identify the best variable program that 'fits' the borrowers needs and requirements, usually at spreads over the corresponding treasury or other index.

Small Loan Program

Features include a shortened approval cycle, and minimum up front costs tied to pre-approved documentation & legal review.  Loan Amounts range from $750,000 to $3,000,000. 

Standard Program

$3,000,000 to no upper limit 

Other Loan Programs


10929 Anja Way    Lakeside, CA 92040   800-375-9333    info@icaploans.com

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CA Dept. of Real Estate Information: 916-227-0931